Installment collection & qist management softwareevery qist scheduled, reminded & recorded
Selling plots, bikes, mobiles, or furniture on installments means hundreds of small promises to collect — every month, for years. Wasooli.Online keeps every customer's installment schedule, sends WhatsApp reminders before each qist is due, and collects through 1BILL, 1Link, and Raast, so recovery stays high without a recovery team on the road.
The problem
Manual qist registers are where recovery goes to die
Installment businesses lose money not on the sale, but in the months of collection that follow.
- Installment schedules kept in registers that only the owner can read.
- Customers reminded by phone call — or not at all — when a qist is due.
- Field recovery visits for payments that could have arrived digitally.
- No clear picture of total outstanding, overdue accounts, or recovery rate.
What you get
Built for installment sales and recovery
Installment schedule per customer
Set the down payment, number of installments, and due dates once — the full schedule and running balance stay visible for the life of the plan.
Automatic qist reminders
Customers get WhatsApp reminders before and after each due date, in Urdu or English, without staff dialing numbers.
Digital installment payment
Customers pay each qist through 1BILL, 1Link, or Raast from any bank app or wallet — fewer field visits, less cash risk.
Transparent customer ledger
Every customer sees what they've paid and what remains, which ends disputes over 'how many installments are left'.
Overdue & recovery tracking
See every overdue account, how far behind it is, and what's been recovered this month — across the whole book.
Portfolio analytics
Total receivables, monthly recovery rate, and defaulter trends in one dashboard, so you know the real health of your installment book.
Why installment businesses choose Wasooli.Online
Regulated payment rails built in — 1BILL, 1Link, and Raast — so customers pay through banks and wallets they already trust.
WhatsApp Business API messaging for bills, reminders, receipts, and two-way support — not a personal number copy-pasting screenshots.
Automated recurring billing and follow-ups that run on a schedule, so your team stops chasing payments by hand.
Leadership-grade analytics: month-on-month collections, defaulters, growth, and cash visibility in one dashboard.
Your customer data stays yours — never sold, shared, or mixed with another business.
FAQ
Frequently asked questions
Is there installment (qist) management software in Pakistan?
Yes. Wasooli.Online manages installment schedules for plots, electronics, bikes, furniture, and any business that sells on qist — with automated WhatsApp reminders and collections through 1BILL, 1Link, and Raast.
Can it handle long plans like plot installments?
Yes. Plans can run for months or years. Each customer's schedule, paid installments, and remaining balance stay tracked for the full duration.
How do customers pay their installments?
Customers pay through 1BILL vouchers, 1Link, or Raast using any bank app or wallet such as JazzCash, Easypaisa, or HBL, and each payment is applied to their schedule automatically.
Does it reduce the need for field recovery?
Substantially. Automated reminders plus digital payment options mean most customers pay without a visit, so your recovery team focuses only on genuinely difficult accounts.
Can I see my total outstanding receivables?
Yes. The dashboard shows total receivables, overdue accounts, monthly recovery, and defaulter trends across your entire installment book.
Explore more Wasooli.Online solutions
Ready to put installments (qist) on autopilot?
Join the businesses across Pakistan running billing, collections, and WhatsApp on Wasooli.Online. Get a free demo and onboarding.
Wasooli.Online serves businesses across Pakistan — Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad, Multan, Peshawar, Hyderabad, Quetta, Sialkot, Gujranwala and beyond — with cloud onboarding and support in Urdu and English.