Installment collection & qist management softwareevery qist scheduled, reminded & recorded
Selling plots, bikes, mobiles, or furniture on installments means hundreds of small promises to collect — every month, for years. Wasooli.Online keeps every customer's installment schedule, sends WhatsApp reminders before each qist is due, and collects through 1BILL, 1Link, and Raast, so recovery stays high without a recovery team on the road.
At a glance
- Installment schedules
- Auto qist reminders
- 1BILL · 1Link · Raast
- Recovery tracking
- Customer ledger
Manual qist registers are where recovery goes to die
Installment businesses lose money not on the sale, but in the months of collection that follow.
- Installment schedules kept in registers that only the owner can read.
- Customers reminded by phone call — or not at all — when a qist is due.
- Field recovery visits for payments that could have arrived digitally.
- No clear picture of total outstanding, overdue accounts, or recovery rate.
Built for installment sales and recovery
Installment schedule per customer
Set up each customer's plan once — their schedule and remaining balance stay clear for the life of the plan, whether it runs for months or years.
Automatic qist reminders
Customers get WhatsApp reminders before and after each due date, in Urdu or English, without staff dialing numbers.
Digital installment payment
Customers pay each qist through 1BILL, 1Link, or Raast from any bank app or wallet — fewer field visits, less cash risk.
Transparent customer ledger
Every customer sees what they've paid and what remains, which ends disputes over 'how many installments are left'.
Overdue & recovery tracking
See every overdue account, how far behind it is, and what's been recovered this month — across the whole book.
Portfolio analytics
Total receivables, monthly recovery rate, and defaulter trends in one dashboard, so you know the real health of your installment book.
Everything an instalment business runs on
One login instead of a register, a spreadsheet, a separate attendance machine, and WhatsApp for everything else.
Customers & plans
- Customers, items and instalment plans
- Remaining balance always clear
- Full payment record for every customer
- Every customer's WhatsApp in one place
Instalments & dues
- Automatic instalment invoices on schedule
- Late fees and part payments handled
- Overdue accounts at a glance
- WhatsApp bills, reminders and receipts
- Recovery lists by area
Billing & money
- Automatic recurring invoices
- Late fees and part payments handled
- 1BILL, 1Link and Raast collection
- Cashbook for money in and out
- Expenses and vendor payments
Running the business
- Staff attendance and salaries
- WhatsApp inbox shared by your team
- AI assistant answers customer questions
- Customers get their own app
- Owner reports and month-on-month trends
Why installment businesses choose Wasooli.Online
Regulated payment rails built in — 1BILL, 1Link, and Raast — so customers pay through banks and wallets they already trust.
WhatsApp Business API messaging for bills, reminders, receipts, and two-way support — not a personal number copy-pasting screenshots.
Automated recurring billing and follow-ups that run on a schedule, so your team stops chasing payments by hand.
Leadership-grade analytics: month-on-month collections, defaulters, growth, and cash visibility in one dashboard.
Your customer data stays yours — never sold, shared, or mixed with another business.
Frequently asked questions
Explore more Wasooli.Online solutions
Installments (qist) software in your city
Local billing, WhatsApp reminders, and 1BILL/1Link/Raast collections — available across Pakistan.
Ready to put installments (qist) on autopilot?
Join the businesses across Pakistan running billing, collections and WhatsApp on Wasooli.Online. Free demo, setup help included, support in Urdu and English.
- Free demo, no obligation
- Setup help included
- Plans from Rs 10,000/month
- Support in Urdu & English
Wasooli.Online serves businesses across Pakistan: Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad, Multan, Peshawar, Hyderabad, Quetta, Sialkot, Gujranwala and beyond, with cloud onboarding and support in Urdu and English.