Guides for business owners

Plain answers about billing, payments and collections

How 1BILL and Raast work for a business, reminder messages you can copy, fair late-fee rules, and honest comparisons. Written for Pakistani owners, free to read.

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PaymentsHow to create a 1BILL invoice for your businessWhat 1LINK and 1BILL are, how consumer numbers and prefixes work, two ways to get your business on 1BILL, fees, and fixes for common payment problems.9 min read

WhatsAppPayment Reminder Message on WhatsApp: Copy-Paste Templates in Urdu and EnglishCopy-paste payment reminder messages for WhatsApp in English, Roman Urdu and Urdu: before the due date, overdue, late fee, final notice and receipts.15 min read

ComparisonBest billing software in Pakistan: which type fits you?Shop POS, FBR invoicing, khata app, Excel or recurring billing? Compare the 5 types of billing software in Pakistan and find the one that fits you.13 min read

PaymentsRaast merchant account: how Raast works for your businessHow a Raast merchant account works in Pakistan: Raast ID, P2P vs P2M, QR codes, Request to Pay, fees as of September 2026, and using Raast with 1BILL.8 min read

Payments

PaymentsHow to collect payments online in Pakistan, for monthly duesCash, IBFT, JazzCash, Easypaisa, 1BILL, Raast or card links? A side-by-side comparison for monthly dues, and how to pick the right mix for your business.8 min read

WhatsAppWhatsApp Business API Pricing in Pakistan: What You Actually PayIs WhatsApp Business API free or paid? How Meta's per-message pricing works for Pakistan, what changes on 1 October 2026, and how to estimate your cost.9 min read

Collections

CollectionsHow to Charge a Late Fee: A Fair Policy with Sample WordingHow to charge a late fee fairly in Pakistan: grace days, flat or percentage fines, caps, part payments and waivers, with sample policies in English and Urdu.10 min read

Comparisons

ComparisonKhata app vs billing software: which one does your business need?A free khata app is great for shop udhaar. When the same customers owe you every month, billing software fits better. Here's how to tell, and how to switch.9 min read

ComparisonFee collection software vs Excel: when is the sheet enough?How to run a fee collection sheet in Excel properly, where Excel and registers break, where they still win, and when fee collection software pays off.11 min read

Gyms

ComparisonBest gym management software in Pakistan: a buyer's checklistWhat to check before you buy gym software in Pakistan: biometric attendance, door access, WhatsApp reminders, 1BILL payments, price and red flags.11 min read

Templates

TemplatesFee Receipt Format: Ready Slips for Schools, Academies, Gyms and RentFree fee receipt formats for Pakistan in English and Urdu: school fee slip, academy slip, gym receipt, rent receipt and society maintenance receipt.9 min read

Billing & payments glossary1BILL, Billing ID, Raast, PSID, khata, qist, arrears and more, each explained in plain words with the Urdu meaning.

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